What Is Considered a White-Collar Crime in Florida?
What Is Considered a White-Collar Crime in Florida?
White-collar crimes are often misunderstood. Unlike violent offenses, these crimes are typically non-violent and financially motivated, committed through deceit, concealment, or a breach of trust. In Florida, white-collar charges are taken seriously by both state and federal authorities, often resulting in harsh penalties including prison time, restitution, and permanent damage to professional reputations.
If you're facing an investigation or formal charges, understanding what constitutes a white-collar crime under Florida law is the first step in protecting your future.
What Defines a White-Collar Crime?
The term “white-collar crime” generally refers to offenses committed by individuals in professional or business roles who use their position to commit acts of fraud or deception for financial gain. These crimes typically do not involve physical harm, but the financial and emotional damage they cause can be extensive.
Florida law categorizes many of these offenses under fraud statutes and theft-related laws, and some may also fall under federal jurisdiction depending on the scope and method of the alleged crime.
Common Types of White-Collar Crimes in Florida
Here are several offenses commonly prosecuted as white-collar crimes in Brevard County and across the state:
1. Fraud
Includes identity theft, wire fraud, mortgage fraud, and credit card fraud. Any attempt to obtain money or services through deception can fall under this umbrella.
2. Embezzlement
Occurs when someone in a position of trust—such as an employee or corporate officer—misappropriates funds for personal use.
3. Money Laundering
Involves disguising the origin of illegally obtained money by funneling it through legitimate businesses or accounts.
4. Forgery
Covers falsifying signatures or altering documents with the intent to deceive. This may include checks, contracts, or official records.
5. Tax Evasion
When individuals or businesses intentionally misreport income or falsify deductions to reduce their tax liability.
6. Bribery and Corruption
Includes offering, soliciting, or accepting something of value in exchange for influence or action in an official capacity.
7. Securities Fraud
Relates to misleading investors, manipulating stock markets, or insider trading.
State vs. Federal Charges
White-collar crimes may be prosecuted at the state level, federal level, or both. The distinction often depends on the agencies involved and whether the alleged offense crossed state lines, involved federal programs, or impacted interstate commerce.
Federal white-collar charges are generally more complex and carry higher penalties. Agencies like the FBI, IRS, and SEC are often involved in these investigations, which can take months or even years to develop.
Penalties for White-Collar Crimes in Florida
The penalties for white-collar crimes vary depending on the nature and scale of the offense, as well as the amount of financial harm caused.
Consequences may include:
- Significant prison time (especially for felonies)
- Fines and restitution to victims
- Probation
- Seizure of assets
- Damage to your reputation and career
- Ineligibility for professional licenses or government employment
Florida also has a “White Collar Crime Victim Protection Act”, which enhances penalties for those who engage in ongoing schemes targeting multiple victims or vulnerable populations.
Legal Defense for White-Collar Charges in Brevard County
Successfully defending a white-collar case often depends on reviewing detailed financial records, identifying errors in the investigation, and challenging assumptions made by prosecutors. These cases are fact-intensive and may require interpreting documentation such as bank statements, email communications, and internal audits.
At Chang & Pyles, we take a proactive approach to defending clients accused of white-collar crimes. Our team serves clients across Brevard County and works to uncover weaknesses in the case, build a clear strategy, and reduce or dismiss the charges where possible.
Contact Chang & Pyles if You’re Facing White-Collar Charges
White-collar crime allegations can lead to life-changing consequences. If you're being investigated or charged in Brevard County, acting quickly is key to protecting your future.

Chang & Pyles provides criminal defense for individuals facing fraud, embezzlement, identity theft, and related charges. We take the time to understand your side of the story and build a defense that reflects your goals.
